Podcast Episodes

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Why Social Media And AI Can’t Replace A Licensed Insurance Adviser

Ever been told by a stranger on the internet that you don’t need life cover because KiwiSaver will sort it? We’ve seen that advice, and we’ve seen wh…

5 months, 3 weeks ago

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Why We Insure Phones But Not Ourselves: Understanding Visibility Bias In Insurance

Fires and crashes dominate headlines, so we rush to insure our homes and cars. Serious illness and income loss rarely make the news, so we push those…

5 months, 3 weeks ago

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Saving A Family Home Purchase

A small policy error almost cost a family their smooth home transfer—until we pushed back with the right rules and the right evidence. We walk you th…

5 months, 4 weeks ago

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What I Learned Guiding Clients To Their First Home

You can feel the shift the moment the conversation turns from rates to real lives. We dive into a year of hard-won lessons moving from a structured b…

6 months ago

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When Gifted Equity Counts As Deposit

A small policy misunderstanding nearly derailed a family home transfer, and the fix came down to one line: the 5% “genuine savings” rule only applies…

6 months ago

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Holiday Homebuying: What Changes In December

Keys by Christmas sounds magical until you hit the holiday slowdown. We pull back the curtain on what really happens across New Zealand’s property pi…

6 months ago

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How A Three-Week Refinance Offer Overheated The Banks

A bank drops a 1.5 percent cashback and the market erupts. We pull back the curtain on the three‑week window that sent refinances and purchases into …

6 months ago

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Santa Brought A Rate Rise And A Headache

A rate cut on paper and a rate rise at the bank counter—no wonder everyone feels blindsided. We open the hood on how mortgage pricing really works, w…

6 months ago

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From OCR Swings To Smart Mortgages: A 2025 Property Recap

The most useful lessons rarely arrive as breakthroughs—they show up as steps you can actually follow. We’re wrapping a year of learning with a clear …

6 months ago

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How To Choose An Investment Fund You Can Sleep With At Night

Ever picked a fund based on a vibe—then watched your balance dip and felt your stomach drop? We unpack how to build a risk profile that survives real…

6 months, 1 week ago

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