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Brian Waters on the Community Reinvestment Act

Season 1 Episode 24

Congress passed the Community Reinvestment Act (CRA) nearly 50 years ago to encourage lending within financial institutions’ local communities. Since…

2 years, 1 month ago

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Matt Peterman and Ruben Rodriguez on the SBA Market

Season 1 Episode 23

Loans issued by the Small Business Administration are pooled into securities that are backed by the full faith and credit of the US government, have …

2 years, 2 months ago

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Julia Gelatt on the Impacts of Immigration on the US Economy

Season 1 Episode 22

Recent research from the Congressional Budget Office suggests that an initial undercounting of undocumented migrants may help explain the surprisingl…

2 years, 2 months ago

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James Hotchkiss on the Federal Home Loan Bank System

Season 1 Episode 21

The Federal Home Loan Bank system started as a Great Depression-era effort to support homeownership across the United States. Ever since, it has tran…

2 years, 3 months ago

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Preston Mui on the Labor Market

Season 1 Episode 20

The labor market is at the center of overall economic activity and how the Federal Reserve understands inflation. It can be difficult to gauge underl…

2 years, 3 months ago

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Brian Matochik and Christian Turner on Bank Derivatives Tools

Season 1 Episode 19

The use of derivatives has evolved since the global financial crisis, giving banks opportunities to protect against the risks and uncertainty that st…

2 years, 4 months ago

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Greg Baer on the Basel III Endgame

Season 1 Episode 18

Decades ago, the Basel Accords attempted to minimize global financial risk by standardizing regulations across major countries. The current phase of …

2 years, 4 months ago

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Mark Palim on the Housing Market

Season 1 Episode 17

The shift from rock-bottom interest rates early in the pandemic to mortgage rates eclipsing 8% has caused housing inventories to plummet and demand f…

2 years, 5 months ago

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Adriana Reyes on Long-term US Demographics

Season 1 Episode 16

Demographics are at the core of understanding future economic growth and the long-run environment for financial institutions. Population trends, migr…

2 years, 5 months ago

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Ethan Heisler on the 2024 Banking Sector

Season 1 Episode 15

The banking sector managed to avoid the worst case scenarios that some predicted in March 2023. But with banks still adjusting to the Fed’s aggressiv…

2 years, 5 months ago

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