Podcast Episodes

029 - How to Maintain a Good Credit Score and Why It Matters

On this week's episode:

What is a credit score? Where does it come from? What factors count toward my score? Where can I find my credit history? An…

6 years, 5 months ago

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028 - 5 Steps to Financial Success in 2020

On this week's episode:

Pay Yourself First Have Sufficient Liquidity Pay Off Bad Debts Own the right-sized home Invest in your Career

Five Fundame…

6 years, 5 months ago

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027 - When Do I Need Long-Term Care Insurance?

On this week's episode:

What is long-term care? How much does long term care cost? How do I pay for it? When should I consider Long-Term Care Insura…

6 years, 5 months ago

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026 - What To Do With Your Year-End Bonus

Pay Off Debt

Save For Retirement 

Save For a Large Purchase

Spend It!

Have a plan ahead of time

LET'S CONNECT!

James

Facebook LinkedIn Website

Scot…

6 years, 5 months ago

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025 - How Can I Best Use My Employee Stock Purchase Plan (ESPP)?

What is ESPP? The price discount is generally 15%. Enrollment period - decide how much of your paycheck you will contribute. Can’t contribute more t…

6 years, 6 months ago

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024 - What Are Restricted Stock Units (RSUs)?

What are Restricted Stock Units (RSUs)?

Stock Options vs. Restricted Stock Units (RSUs)

Vesting

Taxes

Create a plan for your RSUs

LET'S CONNECT!

Jame…

6 years, 6 months ago

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023 - How to Balance Short-Term vs Long-Term Goals

Understand the purpose of what you’re saving for Know your short to medium term goals  Emergency Fund Home purchase fund Other goals? Travel, new …

6 years, 6 months ago

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022 - How Does Our Tax System Work?

Progressive tax bracket Everyone pays $1,905 on first $19,050 of taxable $140k taxes at $400k? 35% tax bracket Actual taxes = $91,379 (22.8% ta…

6 years, 6 months ago

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021 - Is a Real Estate a Good Investment?

“My parents bought a home for $300k 30 years ago now it’s worth $1mm”

About 4% rate of return in this example

Lots many variables:  Cost of renting…

6 years, 6 months ago

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020 - Year End Tax Planning You Should Know

Know your retirement funding deadlines:

12/31 - Last day to pay itemized deductions, establish a solo 401k, complete contributions to employer 401k …

6 years, 7 months ago

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