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Episode 463: Pros And Cons of Leverage, Tax Buckets, Small Cap Value And Retirement Spending Frameworks

Season 6 Episode 463

In this episode we answer emails from Roman, Andrew and Iain.  We discuss the plusses and minuses of leverage, volatility drag, and how leverage inte…

7 months, 3 weeks ago

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Episode 462: Creating Your Own Sample Portfolio, Asset Swaps With Cash, Low-Bar-Setting Financial Advisors, And Portfolio Reviews As Of October 31, 2025

Season 6 Episode 462

In this episode we answer emails from Jess, Phil and Scott.  We discuss an experience of setting up a sample RPR portfolio for one's self, using asse…

7 months, 4 weeks ago

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Episode 461: Transitioning To Forever Plans, SCHD And Bitcoin, Our Purpose For Value, And When To Make Adjustments (Probably Never)

Season 6 Episode 461

In this episode we answer emails from Tyson, Patrick, and Shuchi.  We discuss the basics of transitioning, SCHD as a value fund choice, bitcoin vs. g…

8 months ago

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Episode 460: Pulling The SWR Levers In A Retirement Scenario, Test Portfolios, HSAs, And Portfolio Reviews As Of October 24, 2025

Season 6 Episode 460

In this episode we answer emails from Eva, Jess and Mr. Toxic.  We discuss the three levers of safe withdrawal rates applied to a listener's upcoming…

8 months ago

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Episode 459: Kicks And Giggles With A Bogleheads Forum Thread And Practical Issues About Evolving From Accumulation To Decumulation

Season 6 Episode 459

In this episode we answer emails from Luc and Nick.  We discuss the four levels of investors, the fundamental problems with identity that terms like …

8 months, 1 week ago

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Episode 458: Withdrawal Mechanics, Modelling, Futures Contracts And GOOOOLD, And Portfolio Reviews As Of October 17, 2025

Season 6 Episode 458

In this episode we answer emails from Ron, Mark, Rick and Keith.  We revel in your generosity and discuss the mechanics of monthly withdrawals and ho…

8 months, 1 week ago

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Episode 457: Musings From A Swedish Road Trip, AI Bots, The Website And Gold Futures

Season 6 Episode 457

In this episode we answer emails from Niek, Dustin, Dale, Hydromod and .  We discuss adopting a golden ratio mix and not having unrealistic expectati…

8 months, 2 weeks ago

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Episode 456: Lions And Leverage And RP Plans (Oh My!) -- And Portfolio Reviews As Of October 11, 2025

Season 6 Episode 456

In this episode we answer emails from Jimmy, Anonymous and Matthew.  We discuss financing a home with portfolio leverage via ETFs or margin, revel in…

8 months, 2 weeks ago

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Episode 455: Transitions, Calculators And Golden Bucketeering!

Season 6 Episode 455

In this episode we answer questions from Chris, George and "I Have No Name."  We discuss a transition situation with bonus portfolio question, the pl…

9 months, 2 weeks ago

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Episode 454: A Master Plan For Mr. Bill And Portfolio Reviews As Of September 12, 2025

Season 6 Episode 454

In this episode we answer one big long email from Mr. Bill (actually Dr. Bill). We discuss a planning process grounded in good data science, forecast…

9 months, 2 weeks ago

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