Podcast Episodes

#114 - How to Handle a Windfall

Episode 114

Many of us approach YNAB from a position of scarcity, at least at first. We don't have enough money to do all the things we want to do, and we're living paycheck to paycheck. Giving every dollar a jo…

Published on 4 months, 2 weeks ago

#113 - How to Pay Off Debt The YNAB Way

Episode 113

It has been a while since Ben and Ernie have done an old fashioned debt payoff episode, but it's still one of the hottest topics when it comes to personal finance. And in their veiw, at least, paying…

Published on 5 months ago

#112 - Ben and Ernie Fix a Messy Budget! (YouTube Livestream Replay)

Episode 112

Ben and Ernie are back again to fix a very messy budget, and this time they are doing it live! This is a replay from their YouTube livestream on Mar 26th, 2025. There is a strong visual component to …

Published on 5 months, 1 week ago

Budget Nerds LIVE on YouTube: Fixing a Messy Budget

Together they sail or sink! Today, March 26th at 3:00pm Eastern, Ben and Ernie will be livestreaming on YouTube and will attempt to fix a messy YNAB budget. This episode will have a heavy visual comp…

Published on 5 months, 2 weeks ago

#111 - What's Your YNAB Routine?

Episode 111

Like the cycles of the earth, Sun, and moon, YNAB'ers have cycles too! Daily, monthly, quarterly, even yearly, there are things to do to manage your spending plan. In today's episode Ben and Ernie sh…

Published on 5 months, 4 weeks ago

#110 - Is YNAB Worth It?

Episode 110

It's a common question for those not already committed to YNAB: is it really worth it? I mean, paying for a budgeting software? It's a legitimate question, and you can probably guess where Ben and Er…

Published on 6 months, 2 weeks ago

#109 - Don't Make These Common YNAB Mistakes!

Episode 109

YNAB is an incredible tool for learning to love how you spend, but it does come with a learning curve. Ben and Ernie have taught thousands of folks how to use YNAB, and throughout their years working…

Published on 6 months, 4 weeks ago

#108 - Spendfulness: The Word We've Been Looking For All Along with YNAB Dave

Episode 108

In today's episode, Ben and Ernie are joined by Dave from YNAB, a YNAB teacher and contributor to many YNAB articles and blogs and a master of money analogies! Dave discovered YNAB while deeply in de…

Published on 7 months, 1 week ago

#107 - You Can Start YNAB Whenever You Want

Episode 107

Starting YNAB is like starting anything else -- a new workout routine, new eating habits, learning a new skill -- you just have to jump in! Many people struggle to take the first step, however. In to…

Published on 7 months, 3 weeks ago

#106 - YouTube LIVE: Spendfulness and the 5 Questions

Episode 106

Happy New Year! On January 1, 2025, Ben and Ernie went live on YouTube to talk about some big changes at YNAB, and the unveiling of an important new word: spendfulness. Ben and Ernie review some of t…

Published on 8 months ago