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This Is What a $10M Retirement Actually Looks Like

Episode 351

A $10 million retirement is often imagined as the finish line — complete freedom, unlimited spending, and no financial stress. The reality is more co…

2 months, 1 week ago

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Retiring After 65? The Rules Change (Hint: You Can Spend More)

Episode 350

Retiring after age 65 changes the math and the priorities. You have fewer high-energy years, shorter tax planning windows, and RMDs much closer than …

2 months, 2 weeks ago

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18 Months Into Retirement, This is What Surprised Me Most | Retirement Reality

Episode 349

Christian thought he was ready for retirement. He just didn’t realize how heavy the weight had been until he finally set it down.

After more than 30 y…

2 months, 2 weeks ago

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Here's the Most Unethical Thing Advisors Do

Episode 348

Some of the most damaging financial advice doesn’t look shady at all. It looks responsible. It looks optimized. And it looks great on a spreadsheet. …

2 months, 3 weeks ago

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The Hardest Year of Retirement: What No One Warned Me About | Retirement Reality

Episode 347

Retirement doesn’t always arrive on your schedule. Sometimes it shows up early, uninvited, and forces you to rethink everything you thought you knew.…

2 months, 3 weeks ago

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The Hidden Cost of Roth Conversions: Avoiding Surprise Medicare Charges

Episode 346

Roth conversions can save thousands in taxes, but they can also trigger Medicare IRMAA surcharges that quietly add up to more than $5,000 a year. Mos…

3 months ago

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Freedom at 60 Why He Left a Job He Loved (and Doesn’t Regret It) | Retirement Reality

Episode 345

Steve spent more than two decades building video games, working with a team that felt more like family than coworkers. By all measures, he loved his …

3 months ago

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Most Retirement Advice Fails Singles (Here’s What to Do Instead)

Episode 344

Most retirement advice quietly assumes you have a partner: two incomes, two Social Security checks, someone to split expenses with, someone to catch …

3 months, 1 week ago

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Retired at 50 Freedom, Guilt… and What No One Tells You | Retirement Reality

Episode 343

Retiring at 50 sounds bold, almost unthinkable for most people, but for Kent, it was the only decision that made sense once life, loss, and perspecti…

3 months, 1 week ago

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Don’t Wait Until 70 for Social Security Unless You Hear This First

Episode 342

Think waiting until 70 is the gold standard for Social Security? We dig into the real math behind delayed retirement credits and the hidden trade-off…

3 months, 2 weeks ago

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