Podcast Episodes

How to Know If You’re Ready to Retire (Hint: It’s Not Just About Money)

Episode 302

The hardest part of retirement isn’t always financial, it’s psychological. For many, stepping away from work isn’t a light switch, but a dimmer that adjusts over time. This episode of Root Talks unpa…

Published on 1 month, 2 weeks ago

This Is Why Financially Ready People Struggle to Retire

Episode 300

Even with a strong financial plan in place, many professionals find themselves hesitating at the retirement decision—stuck in the cycle of “just one more year.” The numbers say it’s possible, yet the…

Published on 1 month, 2 weeks ago

What Should You Do With Your 401k When You Retire?

Episode 299

Your 401(k) is likely your largest retirement asset—so the decisions made about it can have a lasting impact. This episode explores the pros and cons of keeping a 401(k) versus rolling it over to an …

Published on 1 month, 3 weeks ago

DIY vs. Financial Advisor: How to Know When It’s Time to Get Help │ Root Talks

Episode 298

If you’ve ever found yourself wondering whether you really need a financial advisor, this episode is for you. James and Ari unpack the deeper reasons people seek financial guidance—and why the decisi…

Published on 1 month, 4 weeks ago

5 Signs It’s Time to Retire - Right Now

Episode 297

At 90 years old, will you remember that final bonus or the time you didn’t spend with the people you love? This powerful question reframes how we think about retirement timing beyond the numbers.

Yes,…

Published on 1 month, 4 weeks ago

Watch Me Stress Test a $1 Million Retirement Plan

Episode 296

A seven-figure portfolio can feel like a green light for retirement—but the numbers don’t always tell the full story. In one case study, a couple with over $1 million saved faced a withdrawal rate cl…

Published on 2 months ago

Why Brokerage Accounts Might Be the Most Underrated Tool in Your Financial Plan

Episode 295

Retirement accounts like 401(k)s and IRAs often get all the attention, but there’s another tool that can play a powerful role in your long-term strategy: the humble brokerage account.

Unlike retiremen…

Published on 2 months, 1 week ago

5 Things Retirees Regret - And What You Still Have Time to Get Right

Episode 294

After working with hundreds of people navigating retirement, we’ve seen a clear pattern: the biggest regrets aren’t about money. They’re about meaning.

Too often, people retire from something—but neve…

Published on 2 months, 2 weeks ago

Stop Worrying About Running Out of Money: Here's What You Need to Do

Episode 293

The biggest question I hear from people planning for retirement is this: Am I going to run out of money before I run out of life? But here’s the thing, no matter how much you’ve saved, that fear does…

Published on 2 months, 3 weeks ago

This Is What Financial Planning Really Changes

Episode 292

What does it really mean to change someone’s life through financial advice? While we’re not saving lives like doctors, the impact we have on our clients’ futures can be just as meaningful. Often, it’…

Published on 2 months, 3 weeks ago