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8.26.26 Borrower Relationships; Experian’s Michele Bodda on Modern Scoring; Rate Pressures
8.26.26 Borrower Relationships; Experian’s Michele Bodda on Modern Scoring; Rate Pressures

The mortgage industry is increasingly recognizing that the homeowner relationship should extend well beyond origination, using servicing, home equity…

2 months, 1 week ago

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8.25.26 Wonders of Technology; Deluxe's Adria Liss on Home Buyer Protection; Long Bond Chatter
8.25.26 Wonders of Technology; Deluxe's Adria Liss on Home Buyer Protection; Long Bond Chatter

Technology is transforming industries while creating new risks around AI’s impact on education, liability, and accountability, leaving lenders to det…

2 months, 1 week ago

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8.24.26 DC Movers and Shakers; Tidalwave's Chris McLendon on Agentics; Treasury Intervention
8.24.26 DC Movers and Shakers; Tidalwave's Chris McLendon on Agentics; Treasury Intervention

Mortgage servicing can create significant wealth, so concentration risk matters, especially as sharp declines in Fannie Mae and Freddie Mac shares an…

2 months, 1 week ago

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8.21.26 Originators Helping Borrowers; NonQMVerifi’s Danny Flucke on Qualification; Pulling Bond Support
8.21.26 Originators Helping Borrowers; NonQMVerifi’s Danny Flucke on Qualification; Pulling Bond Support

Prospective homebuyers should focus on what they can control: saving as much as possible for a down payment, distinguishing needs from wants, conside…

2 months, 2 weeks ago

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8.20.26 Follow the Money; Renovo Financial’s James Gaskin on Relationships; U.S. Security Demand
8.20.26 Follow the Money; Renovo Financial’s James Gaskin on Relationships; U.S. Security Demand

The broader “follow the money” theme is hard to ignore: U.S. national debt has surpassed $40 trillion while lawmakers are questioning whether a signi…

2 months, 2 weeks ago

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8.19.26 Loan Production Costs; Polly's Brandon Story on Capital Markets Tech; Long Bond Rising
8.19.26 Loan Production Costs; Polly's Brandon Story on Capital Markets Tech; Long Bond Rising

Mortgage lenders continued their recovery in Q2 2026, with average production profits rising to $973 per loan and 85 percent of surveyed companies re…

2 months, 2 weeks ago

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8.18.26 Servicing Disasters; Yardi's Doug Ressler on Home Ownership Trends; Fed on Hold
8.18.26 Servicing Disasters; Yardi's Doug Ressler on Home Ownership Trends; Fed on Hold

Extreme weather patterns are increasingly shifting where property and insurance risks are concentrated, with drought worsening in the West and Midwes…

2 months, 2 weeks ago

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8.17.26 Escrows and Midterms; Bipartisan Policy Center’s Emma Waters on Housing Reform; Rate Review
8.17.26 Escrows and Midterms; Bipartisan Policy Center’s Emma Waters on Housing Reform; Rate Review

The administration is advancing a wide range of controversial housing and credit proposals while Congress has largely shifted to campaigning, leaving…

2 months, 2 weeks ago

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8.14.26 Wages Versus Inflation; UpPayment recipient Tiffany Bauldwin on Home Ownership; Treasury Demand
8.14.26 Wages Versus Inflation; UpPayment recipient Tiffany Bauldwin on Home Ownership; Treasury Demand

Homeownership remains fundamentally tied to stable employment and household cash flow, yet with prices up 23 percent versus 22 percent wage growth si…

2 months, 3 weeks ago

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8.13.26 Home Affordability; Hometap's Jeff Glass on Home Equity; Specified Pool Execution
8.13.26 Home Affordability; Hometap's Jeff Glass on Home Equity; Specified Pool Execution

Mortgage secondary execution is increasingly a value-optimization exercise rather than a simple Agency versus non-Agency decision, as growing non-Age…

2 months, 3 weeks ago

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