Podcast Episodes
Back to SearchRBS 223: How Bracket Filling Can Lower Your Tax Bill in Retirement
Episode 223
A viewer recently asked about bracket filling:
"I haven't heard you or other financial advisors say much about "bracket filling" in retirement. Is it reasonable to think that in retirement I should be…
Published on 3 months ago
RBS 222: The New Tax Law Changes and How They May Affect Retirement
Episode 222
The passage of the One Big Beautiful Bill Act has brought us a number of changes to the tax laws. Some changes are "permanent," meaning it would take an act of Congress and the President to change th…
Published on 3 months ago
RBS 221: What's the Best Option for Cash: Money Market Funds or T-Bill ETFs? (FQF)
Episode 221
Here are the five questions we cover this week in Five Question Friday:
1. Should we park cash in a money market fund or a t-bill ETF?
2. Are Robo-Advisor Tax-Loss harvesting features worth it?
3. What …
Published on 3 months, 1 week ago
RBS 220: How the New $6,000 Senior Bonus Deduction Affects Roth Conversions (FQF)
Episode 220
In today's Five Question Friday we look at the following questions:
1. How should the $6,000 senior deduction affect Roth conversions?
2. Are short-term bonds a reasonable alternative to intermediate-t…
Published on 3 months, 2 weeks ago
RBS 219: 3 Smart Alternatives to the 4% Rule (No Initial Safe Withdrawal Rate Required)
Episode 219
One of the challenges of the 4% Rule is what your initial safe withdrawal rate should be. While the name of the rule suggests one should start with 4%, there are countless reasons why that start poin…
Published on 4 months ago
RBS 218: Individual TIPS vs TIPS Funds--Which Offers Better Inflation Projection? (FQF)
Episode 218
In today's Five Question Friday (FQF), we look at the following questions:
1. TIPS Funds vs Individual TIPS--which provides the better inflation protection?
2. Is a 4% withdrawal each year with no infl…
Published on 4 months, 1 week ago
RBS 217: Are Growth Stocks Best for a Roth IRA? (FQF)
Episode 217
We look at the following questions in today's Five Question Friday:
1. Are growth stocks best for Roth IRAs?
2. How should you pay taxes on retirement account withdrawals?
3. How should you invest in re…
Published on 4 months, 2 weeks ago
RBS 216: Is the 4% Rule Now The 5% Rule? (FQF)
Episode 216
In today's Five Question Friday video we cover these questions:
1. Why has Bill Bengen gone from 4% to 5%?
2. Is it ok to put Social Security bridge money in a money market fund?
3. How do Fidelity's Ze…
Published on 4 months, 3 weeks ago
RBS 215: How To Invest In Your 20s (It's easier than you think)
Episode 215
I viewer named Eileen asked about how her children, who are in their twenties, should invest. Here's her question: Can you do a video on constructing a retirement account (Roth) for my 20 year old ki…
Published on 4 months, 3 weeks ago
RBS 214: Does a Market Crash Change the 4% Rule? (FQF)
Episode 214
In today's Five Question Friday we look at these 5 questions:
1. Does a Market Crash Change How to Use the 4% Rule?
2. How do bond ETFs generate returns?
3. Are Timothy Funds a good option?
4. Is Fidelit…
Published on 4 months, 4 weeks ago