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RBS 140: How Does Your Investment Advisor Compare To A 3-Fund Portfolio

Episode 140

So you've been using an investment advisor to manage your investments. They have your money in 10, 15, 20 or even more funds! And you start to wonder…

2 years, 1 month ago

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RBS 139: Flexible Spending and Early Retirement: A Perfect Match or Just a Myth?

Episode 139

Can one retire early if they have the ability to significantly cut back on discretionary spending during retirement if they must? A recent article on…

2 years, 1 month ago

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RBS 138: At What Age Should You Claim Social Security? Longevity vs Actuarial Method

Episode 138

When should you claim Social Security? It's an important question. One study found that retirees have lost $3.4 trillion because they started taking …

2 years, 1 month ago

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RBS 137: Maximizing FDIC Insurance: How to Ensure Your Bank Accounts Are Fully Protected

Episode 137

With the collapse of SVB and Signature Bank, I've received a lot of questions about FDIC insurance. In this video, we'll cover the basics of how FDIC…

2 years, 2 months ago

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RBS 136: Vanguard Class Action Lawsuit Over Target Date Funds to Move Forward

Episode 136

In December 2020, Vanguard made some changes to its Target Date Funds. The changes benefits large, institutional investors by lowering costs. But it …

2 years, 2 months ago

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RBS 135: How to Implement the 4% Rule

Episode 135

A viewer asked me a series of questions about the nuts and bolts of using the 4% Rule. I do my best to respond to his questions in this episode.

Join…

2 years, 2 months ago

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RBS 134: How Much Cash Should You Hold in Retirement?

Episode 134

Many things change when we retire. There’s the obvious change–we stop working. And there’s a less obvious change–how we approach cash.

Before retireme…

2 years, 2 months ago

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RBS 133: Decoding The "Chance of Success" In Your Retirement Plan

Episode 133

You enter your income, expenses, investments, and liabilities into your favorite retirement planner. You click a button, the software does some kind …

2 years, 2 months ago

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RBS 132: New iBond Rates for May 2024

Episode 132

The treasury department released the new I Bond rates today. They came in at 4.28%, which included a fixed rate of 1.30%, unchanged from the previous…

2 years, 3 months ago

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RBS 131: Rewards Stacking: How I Build Wealth with Credit Card Rewards

Episode 131

Several years ago, I stumbled upon a quote from Dave Ramsey about credit card rewards. I’ll never forget those 11 words. :

“No one ever says they got …

2 years, 4 months ago

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