Podcast Episodes
Back to SearchRBS 219: 3 Smart Alternatives to the 4% Rule (No Initial Safe Withdrawal Rate Required)
Episode 219
One of the challenges of the 4% Rule is what your initial safe withdrawal rate should be. While the name of the rule suggests one should start with 4%, there are countless reasons why that start poin…
Published on 6 days, 15 hours ago
RBS 218: Individual TIPS vs TIPS Funds--Which Offers Better Inflation Projection? (FQF)
Episode 218
In today's Five Question Friday (FQF), we look at the following questions:
1. TIPS Funds vs Individual TIPS--which provides the better inflation protection?
2. Is a 4% withdrawal each year with no infl…
Published on 1 week, 1 day ago
RBS 217: Are Growth Stocks Best for a Roth IRA? (FQF)
Episode 217
We look at the following questions in today's Five Question Friday:
1. Are growth stocks best for Roth IRAs?
2. How should you pay taxes on retirement account withdrawals?
3. How should you invest in re…
Published on 2 weeks, 2 days ago
RBS 216: Is the 4% Rule Now The 5% Rule? (FQF)
Episode 216
In today's Five Question Friday video we cover these questions:
1. Why has Bill Bengen gone from 4% to 5%?
2. Is it ok to put Social Security bridge money in a money market fund?
3. How do Fidelity's Ze…
Published on 3 weeks, 2 days ago
RBS 215: How To Invest In Your 20s (It's easier than you think)
Episode 215
I viewer named Eileen asked about how her children, who are in their twenties, should invest. Here's her question: Can you do a video on constructing a retirement account (Roth) for my 20 year old ki…
Published on 3 weeks, 6 days ago
RBS 214: Does a Market Crash Change the 4% Rule? (FQF)
Episode 214
In today's Five Question Friday we look at these 5 questions:
1. Does a Market Crash Change How to Use the 4% Rule?
2. How do bond ETFs generate returns?
3. Are Timothy Funds a good option?
4. Is Fidelit…
Published on 1 month ago
RBS 213: I Attended a Free Dinner Investment Seminar--Here's what happened.
Episode 213
In this video, I share my experience attending a free dinner investment seminar. The seminar was allegedly to help investors handle volatility in the markets. Instead, it turned out to be a sales pit…
Published on 1 month ago
RBS 212: Should You Contribute to a 401k That Has No Employer Match? (FQF)
Episode 212
In this edition of Five Question Friday (FQF), we look at these five questions:
1. My 401k is not employer matched, should I stop contributing to my employer 401k and open a Roth IRA instead?
2. Where …
Published on 1 month ago
RBS 211: When Should You Change Your Asset Allocation? (FQF)
Episode 211
In today's Five Question Friday (FQF) we'll tackle the following questions:
1. Is now a good time to change your asset allocation?
2. Do target date funds force you to sell stocks in a down market?
3. D…
Published on 1 month, 2 weeks ago
RBS 210: Where I'm Keeping My Cash: T-Bills, Money Market Funds, CDs or Savings Accounts?
Episode 210
In this video, I'll run down several high-yield options for your cash. I'll also discuss where we are keeping our cash today.
Bank Bonuses: https://www.allcards.com/best-bank-bo...
CD Rates: https://ww…
Published on 1 month, 3 weeks ago