Podcast Episodes

Will Safe Harbor Rules Protect You If You Do a 4th Quarter Roth Conversion?

Season 1 Episode 346

David McKnight looks at why many people wait until the fourth quarter to do a Roth conversion, the potential penalties, and what can be done to avoid having to pay underpayment penalties to the IRS.

Published on 4 months, 2 weeks ago

How to Avoid the Roth Over-Conversion Trap

Season 1 Episode 345

In today's episode, David McKnight focuses on whether you should do a Roth conversion, how much you should convert per year, and whether it's possible to over-convert to Roth.

David explains that an …

Published on 4 months, 3 weeks ago

The Problem with Target Date Funds

Season 1 Episode 344

David McKnight looks at Target Date Funds (TDFs) and why their set-it-and-forget-it approach to investing is NOT something you should rely on.

David kicks things off by explaining how TDFs work, incl…

Published on 5 months ago

I've Maxed Out My 401(k), Now What?

Season 1 Episode 343

In this episode of the Power of Zero Show, host David McKnight discusses the scenario in which you have maxed out your 401(k) and are wondering where you should invest the rest of your money.

The epi…

Published on 5 months, 1 week ago

Why Does the Incoming SEC Chair Paul Atkins Have 54 Life Insurance Policies?

Season 1 Episode 342

In this episode of the Power of Zero Show, host David McKnight addresses the claim that sees Paul Atkins owning 54 life insurance policies for an astounding 10% of his $327 million net worth.

Someone…

Published on 5 months, 2 weeks ago

The 8 Taxes You Could Pay When Doing a Roth Conversion (Is it worth it?)

Season 1 Episode 341

In this episode of the Power of Zero Show, host David McKnight looks at every possible tax or cost that may result from a Roth conversion.

The first tax you'll have to pay when executing a Roth conve…

Published on 5 months, 3 weeks ago

Should You Take More Risk in Your Roth Accounts Than Your Other Investments?

Season 1 Episode 340

This episode of the Power of Zero show explores whether you should be taking more risks in your Roth accounts than in your other investments.

Host David McKnight kicks things off by stating that if y…

Published on 5 months, 4 weeks ago

Debunking Doug Andrew's Roth IRA Hit Job Video

Season 1 Episode 339

In this episode of The Power of Zero Show, host David McKnight looks at Doug Andrew's recent video in which he implored his audience to never use a Roth IRA or a Roth 401(k) again.

Andrew sees Indexe…

Published on 6 months ago

What Percentage of Your Retirement Savings Should You Have in Traditional IRA vs. Roth?

Season 1 Episode 338

What percentage of your retirement savings should you allocate toward traditional IRAs and 401(k)s vs. Roth IRAs and Roth 401(k)s? That's what this episode explores.

Traditional financial guru advice…

Published on 6 months, 1 week ago

The Five Cardinal Rules of Roth Conversions

Season 1 Episode 337

David McKnight goes through his five cardinal rules for doing a Roth conversion.

The first principle is simple: don't do a Roth conversion that bumps you into a tax bracket that gives you heartburn.

Published on 6 months, 2 weeks ago