Podcast Episodes

What Percentage of Your Retirement Savings Should You Have in Traditional IRA vs. Roth?

Season 1 Episode 338

What percentage of your retirement savings should you allocate toward traditional IRAs and 401(k)s vs. Roth IRAs and Roth 401(k)s? That’s what this episode explores.

Traditional financial guru advice…

Published on 4 months, 2 weeks ago

The Five Cardinal Rules of Roth Conversions

Season 1 Episode 337

David McKnight goes through his five cardinal rules for doing a Roth conversion.

The first principle is simple: don’t do a Roth conversion that bumps you into a tax bracket that gives you heartburn.

Published on 4 months, 3 weeks ago

How to Take Advantage of the Retirement Income Valley for Roth Conversions

Season 1 Episode 336

Wondering when you should start thinking about a Roth conversion? That’s exactly what David McKnight dives into in this episode of The Power of Zero Show.

The retirement valley is that dip in taxable…

Published on 5 months ago

In What Order Should I Spend Down My Assets in Retirement?

Season 1 Episode 335

David McKnight addresses the most efficient order in which to spend your assets in retirement.

Online programs and algorithms that forecast and run calculations related to your retirement assets sugg…

Published on 5 months, 1 week ago

Suze Orman Says Have 3 to 5 Years of Living Expenses in CASH During Retirement (Good Idea?)

Season 1 Episode 334

Today’s episode of The Power of Zero Show looks at a recent podcast episode in which Suze Orman recommended having three to five years of living expenses in cash during retirement.

Experts have long …

Published on 5 months, 2 weeks ago

5 Huge Benefits of the Roth IRA!

Season 1 Episode 333

Today’s episode addresses five reasons why a Roth IRA is one of David KcKnight’s favorite tax-free investments. 

Unlike other retirement accounts, Roth IRAs give you 100% liquidity on all contributio…

Published on 5 months, 3 weeks ago

Two Huge Problems with Whole Life Insurance

Season 1 Episode 332

This episode of The Power of Zero Show is part of David McKnight’s podcast interview with Caleb Guilliams and Tom Wall, PhD.

David touches upon a recent Ernst & Young study where whole life insurance…

Published on 5 months, 4 weeks ago

Academics LOVE Annuities – Why Do Investors HATE Them?

Season 1 Episode 331

Today’s episode of The Power of Zero Show features part of David McKnight’s conversation with Caleb Guilliams and Tom Wall, PhD.

David kicks things off by addressing the liquidity issue.

Handing a ch…

Published on 6 months ago

How IUL Fits in a Balanced Approach to Tax-Free Retirement

Season 1 Episode 330

This episode of The Power of Zero Show is part of David McKnight’s conversation with Caleb Guilliams and Tom Wall, PhD.

David touches upon the “dangerous partnership” between the American people and …

Published on 6 months, 2 weeks ago

Your Authoritative Guide to Tax-Free Retirement Planning in 2025

Season 1 Episode 329

In this episode of The Power of Zero Show, David McKnight addresses different strategies for tax-free retirement planning in 2025.

Most Americans are a little nervous when it comes to the fiscal traj…

Published on 6 months, 3 weeks ago