Podcast Episodes
Back to SearchShould You Gift Now or Leave a Legacy Later?
Episode 284
You’ve worked hard, saved well, and now you’re thinking about giving back—maybe to your kids, your grandkids, or a cause you care about. But should you wait and pass that wealth on later, or give whi…
Published on 2 months, 2 weeks ago
Planning for Retirement When You’ll Never Have an Empty Nest
Episode 283
For many parents, retirement planning includes the idea of an empty nest. But what if that’s never going to be your reality? Today, Phil answers a viewer question about how to plan for retirement whi…
Published on 2 months, 3 weeks ago
Big Changes - The 4% Rule Gets a Makeover
Episode 282
The 4% rule gets talked about like gospel in retirement planning. But let’s be honest, it’s always been more of a rough guess than a golden rule. Now, its original creator is revising it to 4.7%. So,…
Published on 2 months, 4 weeks ago
Let’s Talk Target-Date Funds: Pros and Cons
Episode 281
Target-date funds seem like the ultimate “set it and forget it” retirement strategy, but are they really as simple and safe as advertised? In today's episode, Phil unpacks these popular, automatic in…
Published on 3 months ago
Key Things For Parents & Grandparents To Teach A New Graduate
Episode 280
Graduation season is an exciting milestone, not just for the grads, but for parents and grandparents who have supported them along the way. Today, Phil wants to share practical ways you can help your…
Published on 3 months, 1 week ago
5 Ways Wishful Thinking Can Damage Your Retirement
Episode 279
A little hope is good for the soul, but when it comes to retirement planning, wishful thinking can lead to serious financial mistakes. Today, Phil is walking through five common examples of wishful t…
Published on 3 months, 2 weeks ago
A Market Strategy for Type A Investors: Why Doing Less Might Be Your Best Move
Episode 278
Today Phil’s talking about Type A personalities. If you’re driven, competitive, and goal-oriented then you’re part of the club that often struggles during difficult markets. When things get tough, yo…
Published on 3 months, 3 weeks ago
Why The Psychology of Money Says Your Emotions Matter More Than Math
Episode 277
Today Phil’s kicking off his new Financial Book Club with The Psychology of Money by Morgan Housel. This book isn’t just about money strategies. It’s about why we make the choices we make, even when …
Published on 4 months ago
Can Real Estate Boost Your Retirement Plan?
Episode 276
Can real estate actually boost your retirement plan? Is renting a property a reliable source of income, or just added stress? The short answer: it depends. In this episode, Phil breaks down the many …
Published on 4 months, 2 weeks ago
Turn Your Savings Into a Real Retirement Plan
Episode 275
You’ve worked hard, saved diligently, and now you’ve got a solid 401(k) and a few other accounts... but now what? In this episode, Phil answers a common question submitted by one our listener’s: How …
Published on 4 months, 3 weeks ago