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$100k Combined Income But $17,000 Spent Here... | How To Save More Money In Singapore

$100k Combined Income But $17,000 Spent Here... | How To Save More Money In Singapore

Published 4 years ago
Description

Today we'd discuss on a case where a family of 4 in Singapore with household income $100k.
They are still able to save but does not seem to be building wealth fast enough. I'm concerned that at saving pace, the couple may not build enough for retirement.

Case study: combined $6,000/m take home income
- $1,900/m fixed expenses
- $500/m childcare
- $600/m into health insurance and wholelife plans
- $1,000/m into endowment plans and investment linked plans

Net amount saved of $1k to $2k per month

What can parents of young children take note of?
What are pitfalls to avoid in planning personal finances and insurance?

#personalfinance #savemoney

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