Episode Details

511c life insurance inside vs outside super, income protection, TPD, trauma, salary sacrifice + more (campfire chat with Phil Thompson)

Season 5 Episode 11 Published 4 years ago

Adviser and friend of the show Phil Thompson joins Glen to unpack a ton of great questions from the m3 community. They touch on:

👉🏻 personal insurance in super vs out of super

👉🏿 tax on TPD pay outs

👉🏾 salary sacrificing into super to cover premiums

👉🏼 how does your health history impact your ability to get cover?

👉 I’m single, have assets and no dependants, do I need life insurance?

👉🏽 how do exclusions work and how long do they last?

👉🏿 having multiple policies

👉🏻 level vs step premiums

👉🏾 when do you need income insurance?

👉 what are your options if you can’t get insurance?

👉🏿 changing your level of cover

👉🏻 which insurances should families prioritise?

👉🏾 some wild stats about the likelihood of trauma events occurring

👉🏼 de-linking your insurance from super

Learn more about life insurance in the deep dive episodes below.

To speak to Phil or one of our trusted advisers click here.

🛑 Please read our disclaimer + warnings before listening to this episode

💸 Quick links to Glen’s book, other resources and $20 off The Glen James Spending Plan

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