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137 - What Do People Do For Health Insurance If They Retire Early?

137 - What Do People Do For Health Insurance If They Retire Early?

Published 4 years, 4 months ago
Description
Scott and James discuss what people do for health insurance if they retire early.

Listener Question

I'm a 48 year old single woman who wants to retire in my mid 50's (or sooner) I have about $400,000 in investments of which only about 12% is in after tax savings I just started a new job making with bonus about $105,000 a year previously only made 55,000 my plan is to live on half my new income. I now max out my 401k, hsa, & Roth IRa and put the rest in my after tax brokerage (which was unable to do in the past). My FIRE # is 1.5 million my question is do you feel I have good plan and what do people do for health insurance if they retire in there mid 50's?

Planning Points Discussed

  • Retirement Planning
  • Utilizing Time Efficiently
  • Capital Appreciation
  • Purchasing Power
  • Other issues (IRAs, Inflation, Financial Goals, etc.)

Timestamps:

3:57 - FIRE #

6:02 - Financial Planning Expenses

8:04 - Balancing Goals

10:25 - Early Retirement

16:54 - Time & Freedom

19:28 - Health Subsidies

22:05 - Aligning Your Financial Goals

LET'S CONNECT!

James

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Scott

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