Episode Details

Most people don't think about taxes until they're sitting down to file, and by then, most of the best opportunities are gone. The moves that actually lower your tax bill usually have to happen before December 31. Here's what's worth tackling now. The best tax planning rarely happens in April. It happens months earlier, while there's still time to do something about it. If you haven't looked at this year's picture yet, now's the time.

Here’s some of what we discuss in this episode:

🎁 Donor Funds: Bunch charitable gifts strategically

🧾 Withholdings: Check taxes before year-end

🏥 HSA Strategy: Maximize triple-tax benefits

📤 RMDs: Don’t miss required withdrawals

🔄 Roth Conversions: Plan before December 31

📉 Tax-Loss Harvesting: Offset gains where possible 

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