Episode Details

Too many investors hit their borrowing ceiling before they've built a portfolio. An accountant, broker and buyer's agent expose the structure mistakes behind it, the tax traps the federal budget has created, and the structure tips you need before your next contract.

On this episode of Built for Scale, hosts Liam Garman and Josh Crealy are joined by accountant Jeremy Iannuzzelli of Praedium Partners and broker Bill Childs of Limitless Lending Group to unpack how the budget has reshaped the way sophisticated investors structure their portfolios, and the traps many are walking into.

Iannuzzelli explains why investors are now "forced" into companies, a structure he once avoided, and warns that a company is a long-term tool, not a quick way to cash out. He then breaks down the new capital gains tax treatment and what it means for the tax you pay on a sale.

Childs reveals the costly mistake he made himself: buying six properties in his own name and hitting his borrowing limit early. He shares when personal names are fine, when to move into entities, and why lenders are loosening policy to win back volume.