Episode Details

In today’s episode, Ralph Estep Jr. and Juliet explain how quarterly estimated taxes work for freelancers with uneven income, plus how to get paid faster and why overdraft fees can hurt your credit.

In This Episode

✓ Average card balance hits $8,000 and one in five families are behind

✓ A $35 overdraft fee can follow you into credit denial

✓ Phone bill add-ons to look for

✓ Quarterly estimated taxes for uneven income

✓ Getting slow-paying commercial clients to pay faster

✓ Starting a 401(k) at 38 with $400 saved

✓ Save Week: $7 a day, $50 by Friday

If you’ve ever wondered whether you’re sending the IRS the right amount, this episode gives you a simple place to start.

Resources

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Year-End Personal Tax Review:

https://www.becomingfinanciallyconfident.com/yearend

Be on the show:

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IRS estimated taxes:

https://www.irs.gov/businesses/small-businesses-self-employed/estimated-taxes

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Companies Mentioned

Apple

Verizon

T-Mobile

AT&T

Starlink

QuickBooks

Samsung