Episode Details

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: • The residual-market role of the Texas Windstorm Insurance Association (TWIA) under Chapter 2210. • Key statutory TWIA eligibility rules, including designated coastal catastrophe areas and private market declination. • Windstorm building code inspection certificate requirements, including TDI Forms WPI-8 and WPI-8-E with applicable exceptions. • Mandatory separate flood insurance rules for structures constructed, altered, remodeled, or enlarged after September 1, 2009 in designated V zones. • Common exam pitfalls regarding TWIA coverage limitations and the total exclusion of flood and storm surge damage. This episode provides independent learning resources for candidates preparing for the Texas General Lines Property and Casualty insurance license exam. For practice questions and study tools, visit https://open-exam-prep.com/practice/tx-property-casualty and subscribe on YouTube at https://www.youtube.com/@Open-exam-prep . Sources checked: September 28, 2026 https://www.twia.org/flood-requirement/ https://www.tdi.texas.gov/wind/index.html