Episode Details
Back to EpisodesAG Squawk with Davis Michaelsen | Brian Gilbert | Market President of Ag Banking | FNBSF
Description
We talk with Brian Gilbert, president of Ag Banking at First National Bank in Sioux Falls, about what farm finances look like from the lender side when yields vary, costs stay high, and renewal season gets tense. We swap practical prep tips, dig into land equity and longer loan terms, and lay out why relationships and succession planning matter when volatility is the new normal.
• market recap and key moves in grains and livestock
• crop progress highlights and a quick regional crop report from South Dakota
• why some ag portfolios hold up better with cattle income in the mix
• what Brian told Congress about community banks, credit access, and farm bill needs
• delinquency signals, bankruptcy filings, and other early warnings in the broader economy
• what to bring to a renewal meeting, including a real plan and true cost numbers
• land improvements like tile, realistic payback periods, and stretched amortizations
• off-balance sheet equity, owned land, and how farms weather cycles
• building a strong advisory team and changing vendors when needed
• risks and uses of nontraditional lenders versus a relationship lender
• succession planning through small ownership steps and early responsibility
• using FSA programs strategically for young and beginning farmers
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