Episode Details

October is Cybersecurity Awareness Month — and scam activity climbs right before the holiday shopping rush. According to the FTC, Americans reported a record $15.9 billion lost to fraud last year, and today's scams don't come with typos to tip you off. This week, Meghan walks through five things to lock down before you spend a single holiday dollar: the three phishing red flags, how to spot fake delivery texts, why you should shop with credit instead of debit, a two-level plan to lock down your identity (including the specialty bureaus almost nobody knows to freeze), and exactly what to do if something looks off.

This week's action: do the 15-minute lockdown — alerts on, credit frozen, phone number locked — and pick a family safe word. Full lockdown checklist in the show notes.

Resources:

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Read the full Show Notes Here!

Thanks to our sponsor:

• Rakuten

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