Episode Details

You set a budget to feel organised and in control, but it restricts you from doing the things that could really benefit your life.

 The money is sitting there, but something stops you from using it.

Shabbar and Tim continue their conversation on budgeting and money mindset, this time turning to the HOW. Starting with a mattress that cost more than the pot allowed, and a city council that couldn't fund prevention because its budget system wouldn't allow it.

They look at what tidy categories hide: the cost of staying where you are, and the benefits you can't put a number on. Then the conversation widens beyond money to your time, your attention and the people you love.

Key themes:

• Why the money is there but we still won't move it
• The cost of staying in work you don't love, and why we never count it
• How a made-up budget number starts to feel set in stone
• What changes when you budget your time and attention, not just your money

Enjoyed this episode? We'd love to hear your thoughts, questions, or your own stories about money.

Reach out and connect with us on LinkedIn:

Shabbar: https://uk.linkedin.com/in/shabbarkassam

Tim: https://uk.linkedin.com/in/timmalnick

Explore Tim's work and register for his upcoming workshop: https://timothymalnick.com/

Find out more about Shabbar's financial planning services: https://lumosfinancial.com/