Episode Details

Mortgage markets face a challenging outlook, with industry uncertainty, lender/vendor tensions, and persistent inflationary pressures from oil, deficits, AI-related debt issuance, and tariffs providing little reason to expect rates to decline soon.

Robbie interviews Polly’s Adam Carmel on where capital markets tech is heading: AI-native foundation, unified operating system, and the first firm built to run on it. Introducing PollyOS/Hedge.

And U.S. rates are under pressure as persistent services inflation and growing global fiscal concerns (particularly in France) raise term premiums and could drive further curve steepening ahead of this week’s 10- and 30-year Treasury auctions.

This week’s podcasts are presented by Floify, the mortgage industry’s leading point-of-sale platform. Dynamic Apps, which can be seen at booth 600 during MBA Annual next week, lets lenders create fully customizable loan applications for any loan type, including HELOCs, construction, agricultural lending, non-QM and more, without custom development.

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.