Episode Details

There is a significant opportunity for lenders to expand the pool of potential homebuyers by better understanding and addressing the financial anxiety, overwhelm, and distrust that hold many younger, otherwise qualified millennials and Gen Z consumers back from pursuing homeownership.

Robbie interviews Mortgage Education Institute's Andrew Conner on helping loan officers and small-to-midsize mortgage companies turn required continuing education and compliance from a burdensome, reactive “check-the-box” exercise into engaging, practical training and proactive support they can understand and apply. 

And the mortgage market is increasingly purchase-driven as elevated rates have sharply reduced refinancing activity, while Agency MBS supply remains strong due to active purchase lending and the continued securitization of previously originated loans, resulting in higher-coupon securities, more stable prepayments, and greater duration risk.

This week’s podcasts are presented by Floify, the mortgage industry’s leading point-of-sale platform. Dynamic Apps, which can be seen at booth 600 during MBA Annual next week, lets lenders create fully customizable loan applications for any loan type, including HELOCs, construction, agricultural lending, non-QM and more, without custom development.

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.