Episode Details

I sat down with financial educator Laina Brown because I wanted to get real about why so many of us stay stuck in debt even when we genuinely want out. 

We talked about the mindset traps that keep people broke, the "I'm just not good with money" excuse. 

Laina broke down why willpower alone doesn't work and why building systems: automatic savings, tracking, waiting periods before purchases, beats relying on discipline in the moment. We got into emotional spending, the "buy now pay later" trap making debt easier to fall into than ever, and how small daily choices compound just like investments do. 

What's the excuse you tell yourself most when it comes to money?