Episode Details

The Money School: The Complete Financial Education You Were Never Given

Nicole's most comprehensive book yet, the financial curriculum that should have been taught in school but never was. From your first paycheck to investing, buying a home, building wealth, and planning your legacy, The Money School is the full course in plain English. Go check it out: https://nicolelapin.com/money-school-book

Caitlin Sarian — better known to millions as "Cybersecurity Girl" — has spent her career on the inside of online safety and today she joins Money Rehab to show us exactly how the scams draining Americans' bank accounts really work. - The scam that's quietly emptying retirement accounts right now

• She tells me the one word that should make you hang up the phone every single time
• The safe word every family needs before the next phone call comes in
• And the one way to pay that can actually get your money back…

Chapters 00:00 Are You Ready for Some Money Rehab?

01:57 The Toll Road Scam Text, Live Read

04:13 Is AI Making Scams Scarier Than Ever?

05:14 How to Spot an AI-Generated Scam Message

06:39 Fake Podcast Invites and Meta Account Takeovers

08:21 Impersonation Scams Targeting Financial Influencers

09:45 Why Banks Can't Get Your Money Back After a Zelle Scam

11:22 The Wrong Phone Number Scam Hiding in Google's AI Summary

14:39 The AI Voice Clone Scam That Terrifies Every Parent

16:02 Setting Up a Family Safe Word

20:19 Two Red Flags: Urgency and "Don't Tell Anyone"

21:36 Why Scammers Target the Elderly and Kids

22:38 Pig Butchering Scams, Explained

27:02 Nicole and Caitlin Share Their Own Scam Stories

36:06 The $100K Invoice Scam That Hit Money News Network's Own Partner

41:11 Why You Should Never Use a Debit Card

42:10 The Fake Bank Fraud Department Call

49:39 Real or Scam? Testing Common Scam Texts

57:06 SIM Swapping and Why You Need an Authenticator App

1:00:17 Freezing Your Credit (and Your Kids' and Grandparents' Credit Too)

1:04:06 What's a Good Budget for Identity Protection Apps?

1:06:56 Tip You Can Take Straight to the Bank ----------------------- MORE FROM NICOLE LAPIN

🎥 Youtube: https://www.youtube.com/@MoneyRehabPodcast

📸 Instagram: https://www.instagram.com/moneyrehab/

📽️ TikTok: https://www.tiktok.com/@nicolelapin

🌐 Nicole's website: https://nicolelapin.com

OTHER THINGS WE DO

💳 SoFi: https://SoFi.com/MNN

💰 Private Wealth Collective: https://privatewealthcollective.com

🏦 The Money School: https://themoneyschool.com

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