Episode Details
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Young people and property - is it possible?
Description
Can young Australians still buy a home, or is property ownership slipping further out of reach? In this Australian Property Podcast livestream, Owen and Milli unpack the challenge of buying property in your 20s and 30s, while still building wealth through shares and super. They cover practical ways to save a deposit, including high-interest savings accounts, investing and the First Home Super Saver Scheme. You’ll learn how FHSS contributions, withdrawals and deemed earnings work, plus the risks of investing money you may need for a home purchase. The discussion also explores how parents and grandparents can help with a deposit through gifts, loans, co-borrowing or co-ownership, and why the legal structure matters. Owen and Milli then turn to debt recycling: what it is, why more Australians are asking about it, and how interest rates, investment returns and tax treatment can affect the strategy. Plus, they tackle listener questions on family loans and asset protection, the changing capital gains tax landscape, HSBC’s retreat from Australian retail banking, and the difficulty retirees can face when applying for a new credit card. Stay until the end for “What am I?”
Episode resources
– Ask a question (select the Property podcast)
Show partner resources
– Join Pearler using the code "RASKSWITCH" and get $32 of Pearler Credit
– Whatever comes next for your business, power it with Stripe
Rask resources
– Amy Lunardi Buyers Agency (Melbourne)
Follow us on social media
– Instagram: @rask.invest
– TikTok: @rask.invest
Disclaimer
The information in this episode is provided by The Rask Group Pty Ltd and contains general financial product advice only. It does not take into account your objectives, financial situation or needs.
Before acting, consider whether the information is appropriate for you and consider seeking personal advice from a licensed financial adviser. You can read our Financial Services Guide at www.rask.com.au/fsg. If a financial product is mentioned, consider the relevant PDS and TMD, where applicable, before making any financial decision.
Past performance is not a reliable indicator of future performance. Returns are not guaranteed and capital may be at risk.
The Rask Group Pty Ltd is a Corporate Authorised Representative No. 1280930 of Rask Licensing Pty Ltd, AFSL 563 907.
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