Episode Details

If someone asked you right now what actually separates a Roth from a Traditional retirement account, could you answer in one sentence? This week, Meghan breaks the decision down to its real core: it's not Roth vs. Traditional, it's tax-benefit-today vs. tax-benefit-later. She walks through four gut-check questions — your tax situation today, what your employer actually offers, your future tax picture, and what you value more right now — plus a simple decision tree, why this doesn't have to be all-or-nothing, and the myths to leave behind entirely.

This week's action: check your current contribution elections, be able to say why you chose them, and decide where your next contribution should go.

Resources:

Budget Blueprint Builder — Our one-hour workshop with an Excel and Google Sheets template built for exactly this kind of mid-year reset. $47. Linked Here!

🎯 5-Day Expense Reset — Free. For when today's episode made you want to finally just look at the full picture.

Previous Episode: You Got a Raise… Now What?

📘 The Confident Investor Blueprint

Read the full Show Notes Here!

Thanks to our sponsor:

• Rakuten

Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don't forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!

Connect with us on Instagram @your.money.style

Visit our website for articles, resources, and more at www.liveyourmoneystyle.com