Episode Details

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In this episode of the Money Gains Podcast we welcome Sophia Jarvis... "Wealth Manager of the Year" turned founder of Mia Wealth... to the show.

Sophia, a Chartered Financial Analyst who spent 15+ years managing family wealth, gets into why 90% of UK kids have no investments to their name, the accounts nobody tells you about, and how a tiny amount each month could set your child up to be a millionaire, buy their first home, and never feel the money panic the rest of us grew up with.

Sophia's Links 🔗

Are you a parent who wants to start investing for your child, or a gifter who wants to buy investments instead of more stuff?

For more information visit https://miawealth.co.uk/

When you invest your child’s capital is at risk. Tax treatment is subject to individual circumstances and is subject to change. Money held in a Junior ISA is normally only accessible by the child once they turn 18 and a private pension can currently be accessed at 55.

✅ Why 90% of UK kids have no investments, and the account less than 1% children have but that could make your child a millionaire
✅ The Junior Pension almost no one talks about and the 25% government bonus you get on all contributions into it
✅ How her own dad turned a £120 contribution each month into £70,000 by her 18th birthday, and what it taught her about compounding
✅ Why we're drowning in plastic toys (the average 10-year-old owns 238 and plays with 12), and how to redirect gift money into their future
✅ Junior ISA vs Junior Pension vs Premium Bonds, which to actually use, and the first step to take today

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DISCLAIMER:
This episode is meant for educational purposes and should not be considered financial advice or UK tax advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. Always do your own research.

This episode description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.

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