Episode Details

The transition into retirement brings a new set of financial and personal challenges. After years of focusing on saving and investing, many retirees find that spending their money confidently can be one of the hardest adjustments to make.

In this episode of the Retirement Readiness Journey, Rose Price, CFP®, AIF®, and Chris Mellone, CFA, CFP®, AIF®, share practical retirement planning strategies for creating sustainable income, managing market volatility, and building confidence throughout retirement.

Key Topics Covered:

• Transitioning from Saving to Spending: Understanding the shift from the accumulation phase to the retirement income phase, creating a sustainable withdrawal strategy, and developing the confidence to spend your retirement savings while supporting your long-term financial goals. 
• Retirement Income Planning & Market Volatility: Managing the fear of running out of money, preparing for market downturns, and using a thoughtful retirement income plan to help maintain confidence through changing market conditions.
• Building a Meaningful Retirement Plan: Defining what a successful retirement looks like, navigating the emotional transition away from work, aligning retirement goals with your spouse, and creating a plan that supports the life you want to live beyond your career. 

Visit vlpfa.com to download resources or schedule a complimentary consultation to begin your personalized Retirement Readiness Journey: https://www.vlpfa.com/contact-us

Securities offered through Cetera Wealth Services LLC, member FINRA/SIPC. Advisory Services offered through Cetera Investment Advisers LLC, a registered investment advisor. Cetera is under separate ownership from any other named entity. The views stated in this material are not necessarily the opinion of Cetera Wealth Services LLC and should not be construed directly or indirectly as an offer to buy or sell any securities mentioned herein. Hosted by Rose Price, CFP®, AIF®, Partner, Financial Advisor and Chris Mellone, CFA, CFP®, AIF® Partner, Financial Advisor; VLP Financial Advisors, 1751 Pinnacle Drive, Suite 425, McLean, VA 22102. 703-356-4360.