Episode Details

Life insurance isn’t just for the dramatic moments—it’s your financial safety net for loved ones. Term life covers you during your peak earning years, keeping mortgages, debts, and kids’ college funds afloat if the worst happens. Permanent policies? More complex, pricier, for estate or special needs. How much you need? It’s about covering the income gap for those who depend on you. Employer plans are handy—but check if they’re portable. Online tools help compare options. It’s uncomfortable to talk about, but protecting your family’s future? That’s the real legacy.

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