Episode Details

Do you dream of owning a vacation home but think you can’t afford it? What if I told you that you might need way less cash than you think? Today’s expert guest is breaking down the money myths and mortgage misconceptions that cause so many of us to rule ourselves out. She’s also sharing why talking to a lender just might reveal that you’re closer to owning your dream vacation home than you think.

This Week’s Expert Guest:
Jessica Khani is a mortgage lender, who’s also an investor and an entrepreneur. Find her at HomesWithJessicaKhani.com or @HomesWithJessicaKhani on social.

Tune in to Learn:
–The difference between getting a mortgage for your primary home versus a second home
–How lenders determine how much you can actually afford
–What credit score you need to have in order to get the most favorable terms
–How much time you’re required to spend in the property each year and whether or not there’s a maximum number of days you can rent it out
–Actionable, tactical advice for improving your credit score before you buy

Jessica was also featured on this episode of SHF: 
[EXPERT] How to Buy a House
Apple Podcasts- https://podcasts.apple.com/us/podcast/expert-how-to-buy-a-house/id1849178409?i=1000774809997 
Spotify- https://open.spotify.com/episode/1y5Bgc57iQWFKddPHySfJB 
YouTube- https://www.youtube.com/watch?v=JZRuM7vJ8ok

Key links:
–Second Home First Academy: BuyYourSecondHomeFirst.com/academy
*Use code PODCAST for 40% off
–Subscribe to the free weekly newsletter: BuyYourSecondHomeFirst.com/#subscribe 
–Visit the website: BuyYourSecondHomeFirst.com
–Follow on Instagram and TikTok: @BuyYourSecondHomeFirst
–Find us on Substack: SecondHomeFirst.Substack.com 
–Say Hi! Hello@BuyYourSecondHomeFirst.com (mailto:Hello@BuyYourSecondHomeFirst.com) 

A Special Thank You To Our Sponsors:
Lodgify: https://lodgify.com/?afmc=28y
For a limited time, click the link and enter code SHF-60 for 60% off their Professional and Ultimate plans. *Expires September 8, 2026

Somerled: https://form.jotform.com/252193985491065?howDid=Referral&typeA19=Second%20Home%20First 
Use the link provided to schedule your free consultation call. Listeners of SHF also get $1,000 off virtual design & $3,000 off design & project management services.

Turno: https://go.turno.com/second_home_first 
Use the link provided to get $25 off your first clean.

Flytogra