Episode Details

California lawmakers are racing to pass two major bills that would force insurers to cover full cleanup costs for wildfire-damaged homes, setting science-backed safety standards and covering living expenses until homes are safe to reoccupy—after years of survivors battling insurers over toxic smoke residue, lead, and asbestos left behind by fires like Eaton and Palisades. While insurance groups argue the state oversteps authority and a task force already exists, advocates say clear rules will cut billions in disputes and stabilize premiums. Meanwhile, a stalled utility accountability bill leaves unresolved questions about who pays for catastrophic wildfires—and whether energy rates or insurance costs will rise. The governor’s decision could reshape disaster recovery for thousands.

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