Episode Details

The few years leading up to retirement are filled with important financial decisions, and avoiding common mistakes can make a meaningful difference in your long-term success. 

In this special episode of the Retirement Readiness Journey, Rose Price, CFP®, AIF®, is joined by Partner Dan Lash, CFP®, AIF®, to discuss some of the biggest retirement planning mistakes they see pre-retirees make and how thoughtful planning can help you avoid them. From tax strategies and Social Security decisions to retirement income planning and coordinating with your professional team, this episode offers practical insights to help you prepare with confidence.

Key Topics:

• Tax Planning & Retirement Income Strategies: Understanding how different account types are taxed, making informed Roth and pre-tax contribution decisions, identifying Roth conversion opportunities, and creating a tax-efficient retirement income strategy.
• Social Security & Critical Planning Decisions: Evaluating when to claim Social Security, avoiding common claiming mistakes, understanding how benefits fit into your broader retirement plan, and recognizing important planning windows that can have lasting financial consequences.
• Building a Coordinated Retirement Plan: Why successful retirement planning goes beyond investments by coordinating your financial plan with your CPA, estate planning attorney, and other professionals while balancing savings goals, retirement timing, and long-term lifestyle objectives.

Visit vlpfa.com to download resources or schedule a complimentary consultation to begin your personalized Retirement Readiness Journey.

Schedule a complimentary consultation: https://www.vlpfa.com/contact-us


Securities offered through Cetera Wealth Services LLC, member FINRA/SIPC. Advisory Services offered through Cetera Investment Advisers LLC, a registered investment advisor. Cetera is under separate ownership from any other named entity. The views stated in this material are not necessarily the opinion of Cetera Wealth Services LLC and should not be construed directly or indirectly as an offer to buy or sell any securities mentioned herein. Hosted by Rose Price, CFP®, AIF®, Partner, Financial Advisor, and Daniel Lash, CFP®, AIF®, Partner, Financial Advisor; VLP Financial Advisors, 1751 Pinnacle Drive, Suite 425, McLean, VA 22102. 703-356-4360.