Episode Details

Affirm just smashed Wall Street’s Q4 expectations, proving its buy-now-pay-later model is still winning in a tight economy as gas prices hit $4.09 a gallon and inflation lingers. CEO Max Levchin says consumers are spending smarter — turning to Affirm to stretch their budgets amid rising costs. With personal income and spending ticking up but goods still pricey, shoppers are balancing carefully. Affirm’s upbeat Q1 forecast signals continued momentum, showing that flexible payments remain a lifeline for budget-conscious buyers navigating tough economic times.

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