Episode Details

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - How Medicare operates as the primary payer and Medicaid as the payer of last resort for dual-eligible beneficiaries - The distinction between full-benefit and partial-benefit dual eligibility based on income and asset levels - How Medicare Savings Programs like QMB, SLMB, and QI assist with Part A and Part B costs, including balance billing protections - How the Extra Help program reduces Part D prescription drug costs and automatically applies to Medicare Savings Program enrollees - The role of Dual-Eligible Special Needs Plans (D-SNPs) in coordinating care while remaining voluntary for beneficiaries For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or YouTube Channel: https://www.youtube.com/@Open-exam-prep