Episode Details

Gen X is staring down retirement with a crisis: most haven’t saved enough, Social Security’s funding is crumbling by 2032, and they’re left scrambling alone. Once pensions vanished, 401(k)s became the sole responsibility — a system that failed millions. Economic shocks, divorce, and soaring costs have drained their savings, leaving them reliant on an uncertain safety net. New laws like SECURE 2.0 offer hope, but for those already in their 50s and 60s? It’s too little, too late — and the question looms: will Social Security even be there when they need it most?

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