Episode Details

Back-to-school shoppers are turning to “Buy Now, Pay Later” services—with nearly half considering it—but is it wise for your wallet? Meanwhile, mortgage rates hit a one-year high near 6.5%, fueled by steady inflation, making home buying or refinancing more expensive. Credit card companies profit in sneaky ways—knowing that can empower you to avoid debt traps by paying more than the minimum. And if your bank’s pushing mortgage offers, don’t just accept the first one—shop around for better deals. Stay informed, stay smart, whether you’re budgeting for school or dreaming of homeownership.

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