Episode Details

- Join David's email list, RECEIVE 7 FREE GIFTS!!- https://www.DavidCBarnettList.com See my video on ‘Non-SBA Deal Financing’ to learn more https://youtu.be/Pwa_EsrHl58 **New Video Alert! New SBA rules for buying a business take effect October 1, 2026—and there's already plenty of confusion about what they actually mean. In this video, I break down the major SBA changes affecting business acquisitions, including the 10% equity injection requirement, seller financing, investor capital, debt service coverage, Quality of Earnings reports, real estate amortization, and longer seller transition periods. I also explain why I believe many of these changes could actually benefit first-time business buyers. The goal shouldn't be to buy the biggest business possible with the least amount of your own money. It's to acquire a good business with enough financial resilience to survive after closing. If you're planning on buying a business with an SBA loan, understanding these new rules—and discussing your specific deal with an experienced SBA lender—is essential. **** Chapters: 0:00 Navigating the New SBA Lending Landscape 1:03 Why These SBA Changes Are Actually Good News 1:54 The Dangerous Reality of the Day Two Problem 4:40 New Equity Requirements and Skin in the Game 16:49 The Importance of Quality of Earnings Reports 28:39 Building a Resilient Business for the Long Term **** Do Business with David using these incredible internet links... - David's Blog where you can find hundreds of free videos and articles, https://www.DavidCBarnett.com - Book a call with David and let him help you with your project, https://www.CallDavidCBarnett.com - Learn how to buy a successful and profitable business in a risk-controlled way https://www.BusinessBuyerAdvantage.com - Get help selling your business, https://www.HowToSellMyOwnBusiness.com ----- #SBALoan #SBA7a #BuyABusiness #BusinessAcquisition #BuyingABusiness #SBALending #BusinessBuyer #SmallBusiness #ETA #SellerFinancing Youtube music licensing code: 5PJWQOE5ZZHTQSRY