Episode Details

Grow your agribusiness with expert finance strategies, book a free consultation 👉 https://use.seasonedfinance.com.au/pod-ep44

In this episode, Brecken explains why proactively aligning your debt with your long‑term growth plans unlocks better terms, stronger cash flow and a more resilient business.

You’ll learn:

◼️ How to assess your current debt position

◼️ Setting realistic 2030 growth targets

◼️ Structuring core debt and working capital for flexibility

Timestamps:

00:00:00 - Introduction

00:00:47 - Assessing your current debt structure

00:02:23 - Short‑term vs long‑term debt issues

00:03:26 - Debt security and refinancing challenges

00:03:42 - Growth targets for 2030

00:04:51 - Herd expansion, land purchase and infrastructure planning

00:05:33 - External conditions and commodity price volatility

00:05:54 - Structuring debt for 2030

00:06:12 - Core debt vs working capital

00:07:05 - Building flexibility into your loans

00:07:57 - Fixed and variable rate mix

00:08:20 - Structuring debt for land purchases

00:08:36 - Staggered borrowing for infrastructure upgrades

00:08:51 - Seasonal cash flow and working capital use

00:09:00 - Flexibility during droughts and floods

00:09:19 - Summary and ongoing debt management

Follow Brecken Curtis:

Instagram: https://www.instagram.com/breckenfinancebroker/?hl=en

Facebook: https://www.facebook.com/people/Brecken-Curtis/61575665536876/

TikTok: https://www.tiktok.com/@brecken_curtis

LinkedIn: https://www.linkedin.com/in/brecken-curtis-8716323aa/

Seasoned Finance: https://seasonedfinance.com.au