Episode Details

Social Security checks are losing serious buying power—up to 20% since 2010—because the cost-of-living adjustments use outdated data that ignores seniors’ higher healthcare and housing costs. Experts warn this underestimates inflation for retirees, making it harder to cover essentials. While fixing the formula with a better index is being discussed, it’s politically and financially tough to implement now. Retirees need to plan ahead and build savings to bridge the gap.

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