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#043 - Exactly How Farmers Can Know If It’s The Time To Buy More Land
Description
Grow your agribusiness with expert finance strategies, book a free consultation 👉 https://use.seasonedfinance.com.au/pod-ep43
Exactly how farmers can know if it’s the right time to buy more land comes down to four fundamentals, not just market prices. In this new episode, Brecken breaks down the key checks producers need before committing to a new block.
You’ll hear:
◼️ Your true, accessible equity
◼️ Serviceability under stress
◼️ Business timing over market timing
Timestamps:
00:00:00 - Introduction
00:00:23 - True equity position
00:01:10 - Accessible vs headline equity
00:02:27 - Equity quality and land productivity
00:03:00 - Assessing real borrowing capacity
00:03:30 - Serviceability under stress
00:04:12 - Rate rises and price drops
00:05:02 - Stress‑testing scenarios
00:05:51 - Structuring flexible repayments
00:06:28 - Market timing vs business timing
00:07:05 - When expansion backfires
00:07:32 - Business readiness for growth
00:08:05 - Deal structure and development costs
00:08:53 - Working capital requirements
00:09:09 - Summary and next steps
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