Episode Details

Is the housing market crashing? Mortgage rates, home prices in Austin, Memphis, Tampa, San Francisco, and San Antonio, plus this week's CPI, jobs report, and Federal Reserve outlook, all explained.

The headlines say the housing market is crashing. So today I'm putting that to the test with the real numbers. Nationally, home listing prices are down 2.4%, but median home prices are actually up 3.2%. I break down which markets are falling the hardest (Austin, Memphis, Tampa, San Francisco, San Antonio) and which ones are still climbing (Providence, Indianapolis, Hartford, Virginia Beach, Chicago), then explain how the mortgage bond market, this week's CPI report, and the jobs numbers are shaping where mortgage rates go next.

If you're sitting on the sidelines waiting for the crash, this is the video where I tell you exactly what to check before you make that call: your credit score, your down payment options, and what mortgage payment you actually qualify for.

For more market breakdowns and data, check out the blog: https://www.therateupdate.com/blog

🏠 Ready to Buy or Refinance? Get Pre-Approved https://257781.my1003app.com/246527/register

📅 Want to Talk Through Your Options? Schedule a Consultation https://www.therateupdate.com/book-a-call

✉️ Have Questions? Contact / Ask Dan https://www.therateupdate.com/contact

CHAPTERS 0:00 Is the Housing Market Really Crashing? 1:45 Home Prices by City: Winners and Losers 4:20 Mortgage Bonds, CPI, and Jobs Report 6:50 Federal Reserve Outlook: Pause or Cut Rates? 9:20 What Homebuyers Should Do Right Now

Welcome to The Rate Update with Dan Frio.

This channel helps homebuyers, homeowners, real estate professionals, and anyone watching the housing market understand what is really happening with mortgage rates, housing, inflation, the bond market, the Federal Reserve, and the economy.

My goal is simple: No hype. Just real data, clear explanations, and practical next steps.

Here, we break down the stories that impact your mortgage payment, your buying power, your refinance options, and your financial decisions.

WHAT YOU'LL FIND ON THIS CHANNEL

🏠 Mortgage rate updates 📉 Housing market news 📊 Inflation and Federal Reserve analysis 📈 10-Year Treasury and bond market movement 💰 Refinance opportunities 🏡 Homebuyer education 🔁 RateWatch and mortgage monitoring tools 🧮 Mortgage calculators and payment tools 🎥 Live market updates and housing commentary

Whether you are buying your first home, refinancing your current mortgage, comparing loan options, or just trying to understand why rates are moving, this channel is built to help you make better decisions.

TOP RESOURCES

📉 Track Mortgage Rates Automatically https://rw2.therateupdate.com/

🏠 TRU Mortgage Command Center https://command.therateupdate.com/

💳 TRU Debt Optimizer https://debtrelief.therateupdate.com/

🧮 Mortgage Calculators & Tools https://stan.store/TRU-Foundations

FOLLOW THE RATE UPDATE

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DISCLAIMER

Dan Frio is a federally registered mortgage loan originator with PBT Bancorp. Mortgage products are originated by PBT Bancorp, NMLS #257781. NMLS #246527 | PBT Bancorp NMLS #25778