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Your money decisions show what matters most to you.

Cecile Biccari, sustainable finance specialist and author of Your Money and the World, joins me on the Get Ready: Before Life Happens Podcast to talk about sustainable finance, impact investing, and how everyday choices about spending, saving, investing, and giving can influence the world around us.

Cecile shares how sustainable finance connects everyday financial decisions with real-world impact. We also explore how to align money with your values, how environmental, social, and governance factors shape investment decisions, and why early money conversations can influence lifelong beliefs.

Key Takeaways

• Sustainable finance applies to everyday financial decisions.
• Your spending and investing reflect what you value.
• Investment choices influence real-world outcomes.
• Sustainability includes environmental, social, and governance factors.
• Impact can come from money, time, and attention.
• Early money conversations help shape lifelong beliefs.
• You can align your money with your goals and values.

🧠 Tony’s Take: What stood out is that money is more than a financial tool. It’s a signal. When we align our decisions with what matters most, we create impact in our own lives and in the world around us.

Connect with Cecile Biccari:

• LinkedIn: https://www.linkedin.com/in/cecilebiccari/
• Your Money, Your World / Nora’s Treasure Website: https://www.norastreasure.com
• Ethos education platform focuses on sustainable finance: https://ethos.hiveq-cloud.com/ch/en-GB/Home

Book:

• Your Money and the World: How to Spend, Save, Donate and Invest Sustainably by Cecile Biccari (Amazon) (Bookshop)

Resources mentioned:

• Impact Philanthropy Advisor from Daylight Advisors (here)
• Invest for Better website (here). Check out my conversation with Invest For Better Founder: Janine Firpo on the Get Ready Before Life Happens podcast: Invest In Alignment With Your Values (here)
• Morningstar - Sustainable Investing (here)

Bio: Cecile Biccari has worked in sustainable finance for more than 20 years. She started her career at the World Business Council for Sustainable Development (WBCSD) in early 2000s and then worked in the finance industry, helping investors to understand the social and environmental challenges we face, and how to incorporate these factors in their financial decisions. Along the way, she helped develop a number of training courses for investment professionals. 

When her children, aged 7 and 5 at the time, started asking her questions about money, she decided to write a story to explain to them the basics of sustainable finance. Illustrated by Naiade Lacolomb and published by HELVETIQ, a Swiss publishing company, at the beginning of 2024, her book combines a comic strip story and a documentary explaining the connections between money, happiness, impact and responsibility. Cecile currently works at the Ethos Foundation to develop education programs on responsible investment for Swiss pension funds.

In collaboration with The Money Awareness and Inclusion Awards (the MAIAs) which c