Episode Details

Texas homeowners are facing a brutal affordability crisis as insurance premiums skyrocket—up 74% since 2009—eating into budgets faster than wages or home prices rise. With insurance, taxes, and upkeep adding up to make homes unaffordable for two-thirds of households, costs now average $3,000 annually before flood coverage. Driven by extreme weather and repair inflation, the burden hits hardest in rural areas where premiums far outpace home value, revealing that housing affordability is far more complex than just the asking price.

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