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#374: The Ultimate Guide to Buying, Selling and Upgrading in a Downturn
Published 4 weeks, 1 day ago
Description
Buying and selling a property at the same time can feel like a logistical minefield. In this episode, Mike, Cate and Dave explore the strategies, risks and financial considerations involved in upgrading or downsizing.
They discuss whether it is better to buy or sell first, when bridging finance makes sense, why subject-to-sale offers can be problematic, and how settlement periods, rent-backs and early access can create valuable flexibility.
The Trio also explores loan porting, contingency planning and the importance of understanding your worst-case scenario before committing. With careful planning and the right advice, the buy-and-sell dance doesn’t have to become a disaster.
The Property Trio is:
David Johnston, Mortgage Broker - Managing Director of Property Planning Australia https://propertyplanning.com.au/
Cate Bakos, Buyers Advocate - Managing Director of Cate Bakos Property https://www.catebakos.com.au/
Mike Mortlock, Quantity Surveyor - Managing Director of MCG Quantity Surveyors https://www.mcgqs.com.au/
📩 Got a question you want answered in a future episode? Send it through https://www.propertytrio.com.au/contact-us/
Shownotes: https://www.propertytrio.com.au/2026/08/10/buy-first-or-sell-first/
They discuss whether it is better to buy or sell first, when bridging finance makes sense, why subject-to-sale offers can be problematic, and how settlement periods, rent-backs and early access can create valuable flexibility.
The Trio also explores loan porting, contingency planning and the importance of understanding your worst-case scenario before committing. With careful planning and the right advice, the buy-and-sell dance doesn’t have to become a disaster.
The Property Trio is:
David Johnston, Mortgage Broker - Managing Director of Property Planning Australia https://propertyplanning.com.au/
Cate Bakos, Buyers Advocate - Managing Director of Cate Bakos Property https://www.catebakos.com.au/
Mike Mortlock, Quantity Surveyor - Managing Director of MCG Quantity Surveyors https://www.mcgqs.com.au/
📩 Got a question you want answered in a future episode? Send it through https://www.propertytrio.com.au/contact-us/
Shownotes: https://www.propertytrio.com.au/2026/08/10/buy-first-or-sell-first/