Episode Details

Your state pension age is climbing — from 66 to 67, then possibly 68 — and it’s not just a number; it’s reshaping retirement plans. Born between April 1960 and March 1961? You’re seeing monthly increases. Those born after April 1977 could face the next jump by 2044–2046 — maybe even sooner. The fallout? A 49-year-old might wait an extra year for their pension, costing them up to £20,363. Past hikes already doubled poverty among 64-year-olds — and experts warn this one could be worse. With an aging population and shaky assumptions about future costs, this isn’t just policy — it’s personal.

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