Episode Details

Younger adults are being hit hard by the “sandwich generation” — juggling kids and aging parents starting as early as age thirty-four, a full decade earlier than their parents did. With most caught off guard and nearly 70% feeling unprepared, this dual caregiving role is wreaking havoc on retirement savings, careers, and finances. As people delay having kids, they’re forced to care for both young families and elderly relatives simultaneously — often with grandparents already helping out, only to face health crises that demand even more from them. The financial toll is massive: many spend over $25,000 annually on caregiving, while half turn down promotions due to responsibilities — especially among millennials. Experts urge early planning: secure employer matches, explore hybrid life insurance for long-term care, and don’t wait — ask for help sooner rather than later.

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