Episode Details

Do you know how much you're paying to invest your money? Not what you invested — what it's costing you to stay invested.

In this episode, we break down the one number almost nobody checks: the expense ratio quietly built into every fund you hold. You'll learn what a "normal" fee actually looks like, why even a 1% difference adds up to real money over time, and how to run a simple three-minute audit on your own accounts today.

• What an expense ratio is and where to find it
• Why index funds and actively managed funds can differ by 10–20x in cost
• The real cost of fees: it's not just what you pay, it's the growth you lose
• The 3-Minute Fee Audit, step by step
• How to make one simple, low-effort upgrade — without overhauling your whole portfolio
• Mistakes to avoid: panic-selling, ignoring taxes, and chasing "cheap" blindly

💬 "It's not just the fee — it's the growth that money could have had."

🎧 Listen now and find your number in under ten minutes.

Budget Blueprint Builder — Our one-hour workshop with an Excel and Google Sheets template built for exactly this kind of mid-year reset. $47. Linked Here!

🎯 5-Day Expense Reset — Free. For when today's episode made you want to finally just look at the full picture.

Previous Episode: You Got a Raise… Now What?

📘 The Confident Investor Blueprint

Read the full Show Notes Here!

Thanks to our sponsor:

• Rakuten

Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!

Connect with us on Instagram @your.money.style

Visit our website for articles, resources, and more at www.liveyourmoneystyle.com