Episode Details

This story was originally published on HackerNoon at: https://hackernoon.com/bajaj-life-etouch-ii-term-plan-review-coverage-premium-and-claim-settlement.
Explore Bajaj Life eTouch II term insurance, including coverage variants, premiums, return of premium, payout options, eligibility and claim settlement ratio.
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Bajaj Life eTouch II is a non-linked term insurance plan with three variants: Life Shield, Life Shield Plus and Life Shield ROP. The plan offers flexible premium payment terms, multiple death benefit payout options, premium waiver on ATPD or terminal illness, and optional health rider benefits. The ROP variant returns eligible premiums on survival, while Bajaj Life reported a 99.33% individual death claim settlement ratio for FY 2025-26.